Terms of Use
The contents of the information and reports contained on the Site are for general information purposes only and the information should be independently verified before relying on the same. The information does not constitute any form of advice by The Hong Kong Bankers Club (“the Club”) for users to act or refrain from making any specific decision. In particular, the Club accepts no responsibility for any loss resulting from any matters contained on the Site.

Logos & Trademarks
The logos and trademarks appearing on this website are the property of The Hong Kong Bankers Club or, where applicable, their registered holders. Any use of these logos or trademarks by other parties without the written authorisation of the Club or, where applicable, the registered holder is expressly prohibited.

The information displayed on this website cannot be reproduced, transmitted, copied, distributed or used by any other third parties without the prior written authorisation of the Club.

No Warranties
The Club does not give any warranties including but not limited to any warranties in relation to the accuracy or completeness of any of the contents, information or reports available in respect of the Site or in respect of any materials and reports made available by any third party partners of the Club through the Site. The Site and the contents, information and reports available on the Site are provided on an as is basis and the Club hereby disclaims all warranties and duties of whatsoever nature express or implied including without limitation any implied warranties of merchantability or fitness for a particular purpose.

Changes to the Site and Disclaimer
The Club reserves the right at its sole discretion to make changes to the Site and the Disclaimer. Any use of the Site after the Disclaimer has been amended will be in accordance with the new Disclaimer and use of the Site after the Disclaimer has been amended will confirm a user's acceptance of the new Disclaimer.